patriot piggy bank
Did you know that “Patriot” in the Patriot Act is actually an acronym for “Providing Appropriate Tools Required to Intercept and Obstruct Terrorism”? And did you also know that Sharetec has integrated the Patriot Act Requirements into its core system?

A key advantage of this Act for Credit Unions is how it permits the Secretary of the Treasury to regulate financial transactions, particularly those relating to foreign individuals. For your knowledge and protection, Sharetec scans your database at intervals, and whenever you open a new account, to determine if any of your members’ names match those on the Office of Foreign Assets Control (OFAC) and the Financial Crimes Enforcement Network (FinCEN) lists. If a match is found, it is promptly reported to your Credit Union. This feature is just another way in which Sharetec proudly upholds its service and allegiance to you.

ultimate checking recolor
Most would agree: When one uses the word “ultimate” to describe a product or service, it should live up to its name. Sharetec’s UltimateChecking does just that. With over 40 different metrics that can be tied to Ultimate Checking, Sharetec allows you to reward your members for using electronic account access—while offering them a higher dividend rate typically associated with CDs and money market accounts. And the dividend rates can be tiered or capped by balance, as well as offer service fee refunds when the defined metrics have been met.  

Additionally, your members’ money remains completely liquid as they enjoy the freedom of unlimited deposits and withdrawals. Members are only required to meet as few or as many Credit Union defined criteria each month to qualify for the high dividend rate and service fee refunds. You can look at it this way: Sharetec’s Ultimate Checking has the potential to ultimately increase your income and new deposits, helping your Credit Union achieve ultimate success.


The beauty of the fall season can certainly inspire one to take a road trip, or even embark on a week-long adventure. Yet what if your Credit Union members find themselves far from home with a need to access their accounts? Don’t allow your members to fall into this situation. Instead, provide them with a secure safety net as they head off on their journey.

Sharetec’s Shared Branching solution can give your members the personal service they've come to expect from your Credit Union—whether they are across town or 1,000 miles away from home. And this solution goes far beyond an ATM by offering your members access to fully-staffed offices with real people to serve their needs. Shared Branching allows a member service representative to automatically link to your members’ accounts at your Credit Union, enabling them to make as many deposit, withdrawal, transfer, or loan payment transactions as they wish.

Sharetec’s Shared Branching solution makes it easy for your members to conduct their Credit Union business as usual, no matter where the road or season takes them.

There’s great news for Lawrence County, Pennsylvania! On August 18th, GNC Community Federal Credit Union (FCU) opened its new main office location at 2907 Wilmington Road in New Castle. In addition to all of the wonderful services GNC has been known to provide its members, visitors of the new facility will enjoy a few extra amenities including:

• Roomy 4,800 square-foot building

• Welcoming lobby with five teller windows

• Coin machine

• Two drive-thru windows and a drive-up ATM

The new state-of-the-art facility, with its vaulted entry and lobby with clerestory windows, also includes several offices, a conference room, a reception area, and a waiting room. The building’s exterior is just as pleasing with its red brick with white accents, gable roof, and large aluminum storefront entrances.

GNC Community FCU has been a staple of the New Castle community since 1936 and has been voted the “Best of the Best” within Credit Unions in all of New Castle for the last ten years. Join us as we congratulate GNC on their new facility and wish them continued growth and success!

With Sharetec’s Web Member Services feature, your Credit Union can conveniently do double duty. This business tool enables you to offer both members and non-members the means to apply for loans through your Credit Union website. And as non-members apply for their Credit Union membership, they can simultaneously submit a loan application―making the online process twice as nice for applicants and Credit Unions alike.

Sharetec’s Online Member Services application allows your existing members to apply for loans, shares, share drafts and even Certificates of Deposit online with ease. They simply sign into their home banking site and apply for their loan and/or share products of choice. And because non-members can apply for their membership, loans and share accounts concurrently, your staff and your potential members will both save valuable time. Once applications are completed, they are immediately sent to a loan officer or member services representative for review. Since the Sharetec application is online, loan officers and member services representatives will not have to re-key any of the information, which saves more time.

With Sharetec’s unique customization capabilities, you can choose the look and feel of your online application page to set it apart from other sites. Your staff can select which products to feature for your applicants’ consideration, as well as how much information will be required through the application process.

By taking advantage of the benefits and capabilities of Sharetec’s Apply Online feature, your Credit Union will have the potential to capture a larger share of the loan and the membership market—how’s that for double duty?