“Instant Debit Card Freeze” allows your members to quickly and easily freeze all debit card activity due to loss, fraud, etc.

• Freeze – and thaw – anywhere, at any time

• Freeze using Home Banking or your mobile app

• Easily remove the freeze if card is located using same simple process

For more information about “Instant Debit Card Freeze” from Sharetec, email us at This email address is being protected from spambots. You need JavaScript enabled to view it..

Sharetec credit union management software features all the tools your employees need to handle day to day operations, including many standard features other cores consider optional. Specializing in the tools you need to reach and serve more members, we offer In-House, Service Bureau, E-Services, Home Banking, and Mobile Banking options.

Remote BackupGBS

Disasters can happen at the drop of a hat, which is why it is essential for Credit Unions to employ preparedness and planning to ensure a safety net of protection from devastating loss. Thankfully, Sharetec offers a system-saving feature that does just that helping Credit Unions prepare and plan for the worst and prevent disasters before they happen.

With Remote Backup, your Credit Union can steer clear of a potential system calamity, and it’s all handled remotely on a nightly basis. The backup is put in place with your system so that all of the day’s data is duplicated remotely to Sharetec’s secure hosting facility. Your Credit Union will receive a daily confirmation that the backup has been successfully accomplished. And Sharetec doesn’t stop there. As part of their Disaster Recovery Program, Remote Backup testing is completed on a regular basis to ensure that it can be restored if necessary.

Credit Unions employing Sharetec’s Remote Backup are those who know the real value of a safety net, and how it can help them avert disaster and ensure the safety and security of their data.

data center

As a Credit Union professional, protecting your members – specifically, their data – is among your highest priorities. How will you recover if something happens to your on-site data storage?

Sharetec’s Offsite Data Redundancy Program creates a regular backup of all your data (weekly, nightly, every 20 minutes, etc.). All of your data is replicated remotely to our secure hosting facility, and you receive a confirmation when successfully completed.

Sharetec’s Offsite Disaster Recovery Program includes constant monitoring and periodic testing of your remote backup data.

This email address is being protected from spambots. You need JavaScript enabled to view it. today for more information.


Credit unions rely on non-interest income as a reliable source of revenue. Courtesy pay is one of those services that credit union can offer their members to help the member stay in the good graces of their creditors and other vendors. Sharetec provides credit unions with the next generation service in which tiers dictate what fees the member pays for this service.

Courtesy Pay covers overdrafts, up to an approved limit, in exchange for a flat fee per overdraft transaction. The member receives the protection from bouncing a check, which saves the member embarrassment as well as protecting their credit score. A fee is then charged to the member for the service of covering the check despite insufficient funds in the member’s account.

Under a tiered approach to courtesy pay, members that use the service the most get charged the higher tier rate while the other members enjoy a reduced rate. Because of this increased rate tier, many credit unions see a significant boost in their monthly income. One credit union saw an 11 percent increase when they made the switch from a flat rate to the tiered model. Click here to read our case study on Tiered Courtesy Pay.

Tiered Courtesy Pay offers all the benefits of its flat-rate predecessor and comes highly recommended by industry leaders. All In all, credit unions see increases in monthly income while members enjoy the benefit of lower fees. Sharetec continues to provide cutting edge solutions for all size credit unions and is an industry leading core processing provider.

Mobile banking GBS

Your Credit Union members have busy lives, so they know the value of ease, speed, convenience and security when it comes to remote banking. With Sharetec’s Mobile Banking, your members - even those frequently on the move - can have all that and more.

Sharetec’s Mobile Banking provides members with an easy, fast and secure way to remotely manage their accounts. With a touch of their smartphone, members have an easy-to-use, easy-to-read banking screen at their fingertips. And with Sharetec’s advanced encryption technology, our Mobile Banking allows your members to bank with complete confidence that their personal information is protected.

Our Apps - developed specifically for the smartphone user and supported by Android and iPhone - provide quick access to the sign-on screen and to account information. For smartphone users who regularly browse the internet, Sharetec’s Mobile Website allows members to retrieve account information and make transactions from their phone’s web browser, on a site optimized for the mobile experience.

Features on our Apps and Mobile Website include the ability to:

  View balance information and detailed transaction activity

  Find ATMs and branches

  Transfer funds

  Pay bills

  Remotely Deposit Checks

With all of these benefits within reach, Credit Unions and their members are sure to discover that Sharetec’s Mobile Banking is the easy, fast, convenient and secure way to go!